Qarz se Nijat ki Dua with Urdu & English Translation
“Qarz se Nijat ki Dua” is a special prayer that Muslims read to ask Allah for help in clearing debts and finding relief from financial problems. This dua should be recited after every prayer (namaz) or whenever a person feels worried about money or loans.
Also Read >> Masjid Mein Dakhil Hone ki Dua
Qarz se Nijat ki Dua in Arabic
اللَّهُمَّ اكْفِنِي بِحَلاَلِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
Qarz se Nijat ki Dua in Urdu
اے اللہ! اپنے حلال رزق کے ذریعے مجھے حرام سے بچا لے، اور اپنے فضل و کرم سے مجھے دوسروں کا محتاج نہ بنا۔
Qarz se Nijat ki Dua in English
O Allah! Bless me with lawful means that protect me from the unlawful, and grant me Your bounty so that I depend on no one but You.
Also Read >> Teesre Ashre ki Dua
Benefits
- Debt Relief: Helps in clearing debts through lawful means and opens ways for financial stability.
- Barakah (Blessing): Brings blessings in income and savings.
- Protection from Haram: Keeps a person away from interest, greed, and forbidden earnings.
- Peace of Mind: Reduces anxiety and worry related to financial pressure.
- Strengthens Faith: Builds reliance (tawakkul) on Allah instead of people.
Also Read >> Taraweeh Dua
When to Read
- After every Fardh (obligatory) prayer.
- During times of financial stress or debt.
- Whenever you feel burdened or anxious about money.
- You can also read it before sleeping or after Tahajjud prayer for stronger effect, as these are blessed times for acceptance.
Also Read >> Subah Uthne ki Dua
Meaning and Importance
This dua was taught by the Prophet Muhammad ﷺ to seek freedom from debts and dependence on others. It reminds a believer to trust Allah’s sustenance and avoid haram (forbidden) means. The dua builds spiritual peace and strengthens one’s belief that only Allah provides true relief from financial burdens.
