Qarz Ki Dua

Qarz se Nijat ki Dua (قرض سے نجات کی دعا)

The dua for seeking relief from debt, known as “Qarz ki dua,” is a supplication offered to seek Allah’s help and assistance in alleviating financial burdens and getting rid of debts. Debt can be a heavy burden, causing stress and anxiety. In Islam, seeking Allah’s help through supplications (duas) is a powerful way to find relief from financial difficulties, including debt.

Wazifa Qarz ki Dua Hadees ke Mutabik in Arabic

اَللّٰہُمَّ اَکْفِنِیْ بِحَلَالِکَ عَنْ حَرَامِکَ وَاَغْنِنِیْ بِفَضْلِکَ عَمَّنْ سِوَاکَ ۔

Qarz ki Dua in Urdu

اے اللہ ! اپنے حلال کے ذریعے مجھے حرام سے بچا اورمجھے اپنے فضل سے اپنے ماسواسے مستغنی فرمادے۔

Qarz ki Dua in English

May Allah almighty give me enough, give me your Halal provision and save me from Haraam provision and do not make me needy of anyone except yourself by your grace.

The dua involves seeking Allah’s help and intervention in relieving oneself from the burden of debt. It is a plea to Allah, the Provider, to bless one with financial means and opportunities to overcome the debts that have accumulated.

Benefits (فضیلت)

  • Making dua can help center your thoughts, enhance your focus, and increase your determination to work towards repaying debts.
  • Regularly making dua can encourage believers to act righteously, avoid unnecessary expenses, and prioritize debt repayment.
  • Seeking Allah’s help through dua can bring divine intervention and ease the process of debt repayment.
  • Turning to Allah in supplication can invite blessings into one’s life, which can manifest as ease in financial matters and overall well-being.
  • Reciting the dua helps in calming the mind, reducing anxiety and stress associated with financial burdens.
  • Demonstrating reliance on dua and faith in Allah can serve as a positive example for others, especially younger individuals, highlighting the importance of spirituality in daily life.


Reciting “Qarz Se Nijat Ki Dua” and other related supplications is a powerful spiritual practice that helps believers seek Allah’s assistance in relieving their financial burdens. Coupled with practical financial management and maintaining trust in Allah, these duas can bring comfort, hope, and ultimately, relief from debts. It’s important to approach debt management with a balanced perspective, combining sincere supplication with diligent effort and wise financial practices.

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